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Galaxy phones in the US to get Tap to Transfer in Samsung Wallet

By Tsveta Ermenkova

Published: Jan 24, 2025, 4:35 AM

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Two people holding their smartphones next to each other.

Along with the debut of the new Galaxy S25 series and a sneak peek at the upcoming Galaxy S25 Edge, Samsung also unveiled several fresh software features for its latest phones. But that's not all – apparently, one of Samsung Wallet's new-ish features is finally headed to the US.

A recent report reveals that Samsung Wallet is gearing up to roll out a peer-to-peer payment feature called Tap To Transfer. This feature allows users to transfer payments by simply tapping one phone against another, likely using NFC technology instead of QR codes. A similar function has been available in South Korea for a while now.

Tap To Transfer won't be just limited to Samsung Pay (the payment portion of Samsung Wallet). According to the report, the feature will also support third-party digital wallets since it's tied to linked accounts and debit cards, not just Samsung Pay. This means payments will go through Mastercard or Visa rather than Samsung's own system.

Along with that, Samsung Wallet will introduce a new Buy Now, Pay Later option called Instant Installment. This feature will work with Visa and Mastercard credit cards, making it easier for users to break up payments while shopping in stores. While Mastercard and Visa (or the bank) will manage the backend of the transactions, Samsung will handle everything you see on your phone's screen.

Four people with their smartphones sitting together.

Aside from the latest Galaxy S25 series, the new features should land on older Galaxy phones, too. | Image credit – Samsung

These new features are expected to arrive in the US soon after the Galaxy S25 series hit shelves, possibly by the second quarter of the year. It's likely that older Galaxy phones will also get access to both features through software or app updates.

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Apple has a similar feature called Tap to Cash in Apple Wallet, which lets users make quick payments. However, Samsung has taken things a bit further. While Apple only allows payments within its own ecosystem, Samsung's version should work with third-party apps as well. This means Samsung's feature gives users more flexibility and options, something Apple doesn't currently offer.

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Tsveta, a passionate technology enthusiast and accomplished playwright, combines her love for mobile technologies and writing to explore and reveal the transformative power of tech. From being an early follower of PhoneArena to relying exclusively on her smartphone for photography, she embraces the immense capabilities of compact devices in our daily lives. With a Journalism degree and an explorative spirit, Tsveta not only provides expert insights into the world of gadgets and smartphones but also shares a unique perspective shaped by her diverse interests in travel, culture, and visual storytelling.