Use your smartphone to withdraw money from a Bank of America ATM

So let's say that you need cash and you want to withdraw funds from your Bank of America account. As you approach the ATM machine, you remember that you left your debit card at home. Is this a wasted trip? Not if you have Apple Pay, Samsung Pay or Android Pay. More specifically, you will need to have your Bank of America debit card in your digital wallet.

Once you select the Bank of America card from your digital wallet, hold your phone over the NFC symbol on the ATM. That allows you to access your card with the touch of your finger. Punch in your PIN number on the ATM keyboard, and the machine will soon spit out your cash. Keep in mind that not all Bank of America ATM's will work yet with these mobile payment services. The Bank of America ATM's that are compatible with Apple Pay, Samsung Pay and Android Pay feature the NFC symbol on them.

To get your phone ready to work at Bank of America's ATM, you must first decide which mobile payment service you will use. Obviously, this depends on the platform you are using. Those with an Apple iPhone 6, Apple iPhone 6 Plus, Apple iPhone 6s, Apple iPhone 6s Plus and Apple iPhone SE can employ Apple Pay, and those with certain NFC enabled Android powered handsets have Android Pay to use. If you have a Samsung Galaxy Note 5, Samsung Galaxy S6, Samsung Galaxy S6 Active, Samsung Galaxy S6 edge, Samsung Galaxy S6 edge+, Samsung Galaxy S7, Samsung Galaxy S7 Active and Samsung Galaxy S7 edge, you can use Samsung Pay.

Once you select the platform you will be using, upload your Bank of America debit card to the digital wallet associated with your mobile payment service. While there aren't that many ATM machines that work with your handset right now, by the end of the year you should be able to deplete your Bank of America account from almost any of the institutions' ATM machines in the U.S.


source: BankofAmerica, Reddit via Engadget